Boat Insurance

Our TowSmart Boat Insurance is simply the best and most affordable ski boat insurance program in Canada. This program has been developed for members, to meet your special needs for your boating activities. You won’t find better value anywhere else!


  • All Risk Coverage
  • Agreed Value Marine Policy
  • No Depreciation on Partial Losses
  • $2,000 Personal Effects Included
  • No Sub limit for Towed Water Sports Liability
  • Uninsured Boater Protection
  • $5,000 Medical Payments Included
  • Emergency Towing
  • $2,000,000 Liability

TowSmart Boat Insurance is exclusive to members of Water Ski and Wakeboard Ontario. 

For a quote, please contact your provincial TowSmart Broker:

Ontario – McMichael-Davis Insurance Brokers Ltd. 

Toll Free:  1-888-821-8833

Address:  77 Bronte Road, #103, Oakville, ON, L6L 3B7