Athlete Insurance


*You must be a member of your provincial organization in order to take advantage of CAIP

CAIP has become well recognized in providing the most comprehensive insurance protection to Canada’s athletes at all levels while “In Canada” and “Outside Canada”. 


If you have any questions about the program or would like to enroll, please contact: 

Phone: 289-971-0674


Provides insurance coverage for expenses incurred for various medical and therapy treatments as a result of a sport related injury caused by an accident while participating in a practice session, game or travelling directly to or from such practice session or game. A sport accident is a sudden and unexpected event which directly results in an injury to the insured person.

Inside Canada insurance includes “OVERUSE” coverage, which has been unique to CAIP since the beginning and remains the most popular and sought after benefit amongst Canada’s athletes. “Overuse” is a chronic injury that happens over a period of time as a result of repetitive activity. Over the years, the “Overuse” insurance benefit represents 70% to 90% of all paid In Canada claims in any given year.

OVERUSE coverage applies to:

  • Physiotherapy
  • Athletic therapy (CATA)
  • Massage therapy
  • Chiropractor
  • Orthotics

All other benefits in the CAIP Insurance Program is as a result of a sport accident.

There is a choice of plans that are available: Bronze, Silver, Gold and 500 Plus

  • Bronze level: $125 per person per 12 months
  • Silver level: $270 per person per 12 months
  • Gold level: $440 per person per 12 months
  • 500 plus level: $35 per person per 12 months.

Coverage details available HERE


“Don’t leave Canada without it”

Travel medical insurance is 24 hours a day insurance protection for emergency medical and hospital care, emergency dental treatment, evacuation, repatriation and family transportation & accomodation benefits as the result of an injury or sickness. Of course, CAIP travel medical insurance covers the athletes while they are training and participating in their respective sport.

Travel medical coverage also includes The Travel Assistance Program, which provides international emergency assistance to CAIP members when traveling outside Canada/Province.

This important insurance coverage can be purchased on a weekly per trip, individual annual plan (30 or 60 days).

  • Per Trip: $35 per week 
  • 30 Day Individual Annual Plans (IAP): $210 per year per eligible member, subject to a maximum of 30 consecutive days of travel.
  • 60 Day Individual Annual Plans (IAP): $350 per year per eligible member, subject to a maximum of 60 consecutive days of travel.

Coverage details available HERE